Is Home Ownership Declining in Hampstead?

Speaking to a Bank Manager the other day in Hampstead, we got talking about the state of the local property market and whether we, as a Country, are turning more and more to the European style of property ownership, where it is the norm to rent as a opposed to automatically buying once you have an established career path.

Even though a recent report by the Halifax stated home ownership remains a goal for 85% of twenty to forty five year olds, there is information emerging that attitudes in the UK towards renting your own home as opposed to owning it have softened, showing more and more, that renting is being seen as a life style choice.  In fact it is recognised in learned circles that the cycle of renting is also repeated by the fact that people who grow up primarily in rented accommodation are themselves more likely to rent than buy. 

The biggest barrier often mentioned to buying a house is the claim that they are not buying property at the moment because of a lack of sufficient wages and by the high level of deposits required to get a mortgage that can be serviced. Though like we said a few weeks ago, if a couple, both on the average Hampstead salary of £37,431 pa, assuming they had a reasonable credit history they would be showered with lenders offering them a 95% mortgage (a reasonable credit history means they haven’t defaulted on loans, paid all their bills on time nor got any County Court Judgements.

Just because you missed just one credit card payment wont mean you have messed up your credit score and your ability to get a mortgage) and they would only need to find £25,000 as a deposit to buy a very nice one bed apartment in NW3 (not off the High Street but still in a decent part of the suburb) – and if raising the deposit was an issue, in Belsize Park, where average prices are a little cheaper with a £20,000 deposit  you could buy a decent apartment and the monthly payments would be cheaper than renting. ..It comes down to the perceived capability of the younger generation in Hampstead to buy nowadays.

Interestingly, when I looked at the figures, the average Hampstead tenant has a younger profile (especially the sub 34 year olds) than the English and Welsh average, as can be seen from the graph below. -

(Source - 2011 Census)

So what does all this mean for Hampstead landlords and future Hampstead landlords? I honestly believe there is a difference between the hope and perceived capability of the younger generation to buy a home. Although home ownership is seen as advantageous by a majority, many tenants admitted in the Halifax report they are not taking the steps they need to purchase their own home. More than a third of all properties in the NW3 are rented from Private Sector Landlords.

As the local authority aren’t  building any properties in Hampstead, people still need a roof over the head, and that is why, as I mentioned a few weeks ago in the NW3 Property Blog, the demand for rental properties will only continue to steadily rise in the coming decade. In past decades, home ownership was regarded as being an aspiration, and still is to quite some degree. However, since the turn of the Millennium, social and economic trends have changed considerably. For many, renting is necessary and beneficial to the economy as it enables the UK as a whole to have a more mobile workforce.

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 7435 0420. Pop in for a chat – we are based at Ashmore Residential, Suite 7, 25-27 Heath Street, London, NW3 6TR. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/

Selling an Unmodernised Property in Hampstead

Last week's article focused on maintaining buy to let investment(s), though this week is one for sellers and purchasers alike. Location and condition are the two factors that will determine the value of any property. With a whole host of property programmes nowadays, many Brits have been bitten by the bug, keeping builders up and down the country heavily employed over recent years. The concept of adding value is very attractive compared to paying a premium for someone else's  idea of fancy decor. This is no more so than in Hampstead where the average price is some 5 times the London average.

Sellers need to carefully consider things when selling a property in need of refurbishment. There are some simple steps such as clearing up the garden of weeds and repairing a minor leak which can be inexpensive to fix. An unmodernised house , is just that, its not worth while making improvements to a place that someone else will want to put their stamp on and you could easily fall between two markets. It could be that several purchasers register their interest, putting an upward pressure on the price, though its important to remember that when it comes to the Survey, valuers comments will determine the outcome. There is always the possibility that the renovation costs exceed the budget or expectations of the purchaser, or if there is is no comparable evidence of sales within the locality. This could cause the property to be "downvalued" and make it unmortrgageable if the buyer needs a high loan to value arrangement.

Selling agents need to be diligent so as to be clear about the buyers position; Do they need to sell a property or are they unencumbered ? What level of mortgage are they applying for ? , Have they any experience of refurbishment projects? or will they be in for a shock when the builders quotes get put through the letterbox?  It could also be that they have plans to develop the property , though may not be granted consent from the local authority, or breach of a restrictive covenant, all of which could render the sale to fall through at some point.

Its always important to consider the buyers position in such a scenario,  by providing as much information as possible, it will go some way to helping him/her/them make an informed decision. Where there has been significant interest, taking it sealed bids may be the most practical solution.

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 7435 0420. Pop in for a chat – we are based at Ashmore Residential, Suite 7, 25-27 Heath Street, London, NW3 6TR. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/

Hampstead Rents Falling For The First Time in 4 Years

With Easter just gone and considering we are a just over a third of the way through 2017, I was talking to a local landlord the other day about what is happening to the level of rents that are being achieved in the Hampstead property market.

In terms of rents being achieved in Hampstead, it appears that for new rentals (ie when the tenant moves out and new tenant moves in) have seen some slight falls between 1- 5 % in the last 3 months for properties at the lower and middle end of the local market. For high specification properties priced at £1000 per week plus, the reduction in values has been much higher, in the order of 10-15% in some cases. The majority of these tenancies are largely taken up by the corporate sector and with all the significant political and economic events, the global corporations are simply not sending their people over anywhere close to the numbers of previous years. However, landlords with existing tenants, irrespective of age are not increasing their rents, as most landlords prefer to keep their existing tenant paying the same rent and have the peace of mind that their tenant remains (thus reducing the risk of a void period).

It must be remembered rents rose by a meagre 0.2% over 2008/9, due to an oversupply in the rental market in 2009.) A lot of the people who couldn’t sell their property in Hampstead in 2008/9 when the Credit Crunch hit decided to let their home out instead of selling at a loss. History is now repeating itself as the re emergence of the “Accidental Landlord” started in the second half of 2016 and the trend likely to continue throughout this year. Going back to the recession of a few years ago, the number of houses on the market for sale in Hampstead dropped by 55.5% between September 2009 and February 2010, a large proportion of which came on to the rental market instead.  However, looking at the longer term though, tenants have had it good  because since the turn of the Millennium, average wages have grown by 46%, but wages  outside London have only grown by 36% over this period.

(Source - Land Registry)

I told the landlord that there is a glut of new rental properties in Hampstead coming on the market, some of it previously listed for sale and the rest form long term tenancies that have ended after 4-5 years. In fact, according to the Office of National Statistics, there are 45 new rental properties coming to the market each month in Hampstead but the population of Hampstead is rising by 126 people a month. This may well be an early sign that rents will bounce back in the forthcoming months and values recover, all be it gradually. This is further compounded by the fact that tenants in existing rental properties appear to be in occupation for longer than average periods of time in the Hampstead area. “And what will happen with properties at the upper end of the market? “, he asked. I responded by saying that whilst realistic pricing is essential and that all property needs to be in Grade A condition to facilitate a quick rental, we may well see “ try before you buy” trend emerging, with families in particular,  taking up the larger apartments and houses to get a feel for the area before taking the plunge. This will go some way in helping the recovery of the upper end of the local rental market in light of current conditions.

Looking at the rents charged in Hampstead, historic evidence in the UK suggests private market rents have moved in line with general inflation. Government figures only go back as far as the year 2000, but looking at other countries with similar housing markets (America, Australia, Ireland and Holland) the fact is rents paid by tenants tend to rise in line or just ahead of inflation.

As short term wage growth in Hampstead has eased off recently, rising by only 1.3% in the last 12 months, taking average salaries in Hampstead to £36,904 per annum. The tax breaks announced by the former Chancellor in the Budget of 2015, I believe, even though rents have kept pace with inflation in the past, renting as an option has now become more affordable, and is increasingly seen as a lifestyle choice. With the political headwinds of late and the challenges the property market faced in 2016, renting for many provides stability and flexibility albeit for the short term, as a lot of big decisions are put on hold, therefore rental growth is most likely for the long term.  

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 7435 0420. Pop in for a chat – we are based at Ashmore Residential, Suite 7, 25-27 Heath Street, London, NW3 6TR. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/

Hampstead Rents Falling For The First Time in 4 Years

With Easter just gone and considering we are a just over a third of the way through 2017, I was talking to a local landlord the other day about what is happening to the level of rents that are being achieved in the Hampstead property market.

In terms of rents being achieved in Hampstead, it appears that for new rentals (ie when the tenant moves out and new tenant moves in) have seen some slight falls between 1- 5 % in the last 3 months for properties at the lower and middle end of the local market. For high specification properties priced at £1000 per week plus, the reduction in values has been much higher, in the order of 10-15% in some cases. The majority of these tenancies are largely taken up by the corporate sector and with all the significant political and economic events, the global corporations are simply not sending their people over anywhere close to the numbers of previous years. However, landlords with existing tenants, irrespective of age are not increasing their rents, as most landlords prefer to keep their existing tenant paying the same rent and have the peace of mind that their tenant remains (thus reducing the risk of a void period).

It must be remembered rents rose by a meagre 0.2% over 2008/9, due to an oversupply in the rental market in 2009.) A lot of the people who couldn’t sell their property in Hampstead in 2008/9 when the Credit Crunch hit decided to let their home out instead of selling at a loss. History is now repeating itself as the re emergence of the “Accidental Landlord” started in the second half of 2016 and the trend likely to continue throughout this year. Going back to the recession of a few years ago, the number of houses on the market for sale in Hampstead dropped by 55.5% between September 2009 and February 2010, a large proportion of which came on to the rental market instead.  However, looking at the longer term though, tenants have had it good  because since the turn of the Millennium, average wages have grown by 46%, but wages  outside London have only grown by 36% over this period.

Source - Ashmore Residential research 

I told the landlord that there is a glut of new rental properties in Hampstead coming on the market, some of it previously listed for sale and the rest form long term tenancies that have ended after 4-5 years. In fact, according to the Office of National Statistics, there are 45 new rental properties coming to the market each month in Hampstead but the population of Hampstead is rising by 126 people a month. This may well be an early sign that rents will bounce back in the forthcoming months and values recover, all be it gradually. This is further compounded by the fact that tenants in existing rental properties appear to be in occupation for longer than average periods of time in the Hampstead area. “And what will happen with properties at the upper end of the market? “, he asked. I responded by saying that whist realistic pricing is essential and that all property needs to be in Grade A condition to facilitate a quick rental, we may well see “ try before you buy” trend emerging, with families in particular,  taking up the larger apartments and houses to get a feel for the area before taking the plunge. This will go some way in helping the recovery of the upper end of the local rental market in light of current conditions.

Looking at the rents charged in Hampstead, historic evidence in the UK suggests private market rents have moved in line with general inflation. Government figures only go back as far as the year 2000, but looking at other countries with similar housing markets (America, Australia, Ireland and Holland) the fact is rents paid by tenants tend to rise in line or just ahead of inflation.

As short term wage growth in Hampstead has eased off recently, rising by only 1.3% in the last 12 months, taking average salaries in Hampstead to £36,904 per annum. The tax breaks announced by the former Chancellor in the Budget of 2015, I believe, even though rents have kept pace with inflation in the past, renting as an option has now become more affordable, and is increasingly seen as a lifestyle choice. With the political headwinds of late and the challenges the property market faced in 2016, renting for many provides stability and flexibility albeit for the short term, as a lot of big decisions are put on hold, therefore rental growth is most likely for the long term.  

If you want a chat about the local Hampstead property market, pop in for a coffee at our office or email me on chris@ashmoreresidential.com

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 8366 9777. Pop in for a chat – we are based at Ashmore Residential, 5 Netherby Gardens Enfield EN2 7PA. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/

Maintaining your Buy- To- Let Investment

It’s generally thought that most tenants don’t care a great deal about your property, though; this could mostly be because with the exception of their damage deposit, they have no financial interest in the place.

Maintenance and presentation are an ongoing commitment and crucially the focus has to be on making your investments practical and durable. I believe that’s the key, focusing on durability. It’s understandable that you’d want to avoid renovations in between every tenancy, in essence the goal is to do touch-ups in between tenancies and it’s certainly achievable if one is resourceful.

Buy-to-let properties take a beating, it’s the nature of the beast, and that’s why it’s important to decorate/renovate with that in mind. My advice is don’t pollute your property with cheap fixtures and fittings for the sake of making it aesthetically pleasing as it often turns out to be a false economy as it won’t last the course. Therefore, it’s worth spending that little extra to get the balance right so that there is some durability, saving you time and money in the long term.

Here are my top 10 tips for maintaining your buy-to-let investment

1.     Schedule your redecoration

Once your tenants have given their notice to vacate, make a time to visit the place to see what needs doing. Get all the materials and sundries ready for when the property is vacant. If you need assistance, get the painters and decorators booked in advance, if their half decent, they’ll be in demand.

2. Avoid Mould

This is a common problem in properties, perhaps an air/ventilation brick would help and most double glazed windows can also be in a half locked position that allows for ventilation whilst appearing to be closed.

3.     Re seal all bath and sink surrounds.

Our old friends of mould and condensation always make an appearance in kitchens and bathrooms over time if not well ventilated. In this case you get steam making contact with cold surfaces and over time this is the effect. It can be unsightly and smelly. A tube of sealant and a gun can be had for as little as £10 and that will make a dull looking bathroom suite come to life, and of course, create a better impression to prospective tenants who pay close attention to these areas when viewing.

4.     Use good quality flooring.

The installation of cheap carpets is often a false economy as these are a subject to the most wear and tear as it’s a surface that has the greatest contact. They often don’t last the course and replacing like for like simply makes it repetitive. Use good quality, hard wearing carpets or a laminate floor where possible as it’s a practical and attractive finish.

5.     Use mid tone colours and paints.

The Typical flat with the Magnolia walls can soon look dull and murky, I’d suggest light greys that are mutual and work well with rooms that afford plenty of natural light.

6.     Extend your appliance warranties.

Although most machines will have either a 1 or two year manufacturers warranty for parts/labour, it’s worth remembering that commonly reported problems are with washing machines and boilers as they tend to be in constant use. For the sake of £3-5 per month which is what they average at, it could save you hundreds in call out charges and parts over time, or a direct replacement of the appliance is deemed beyond economical repair.  The manufacturer will also give you the service when it’s needed with no fuss, which your tenants will appreciate.

7.     Stock pile paint and floor tiles.

When it comes to redecorating, it’s always worth having a surplus; it takes the guess work out getting the colours to match. In the case of floor tiles, a type or range often goes out of production, so if one or two crack and need replacing, it’s easily done and saves having to re lay the whole area again.

8.     De personalise the property

Keep the decor as simple and neutral as possible and think about what the tenants would like, rather than what you would as you’re not the one living there. That way they can put their stamp on it and make it something of their own making it feel like a home.

9. Keep furniture to a minimum

Less is more; the problem of furnishing comes with its fair share of added responsibilities, in terms of wear and tear, replacements, depreciation and tenants requests for the provision and removal of certain items. Naturally, there are exceptions depending upon the applications, be it a short let, students or a HMO.

10. Boiler mainatenace

Boiler issues are commonly reported in rental properties , and whilst I accept that over time there will be a steady trickle of costs, ensure the boiler is serviced annually and that there is always a instructions manual on hand to tenants. There are many companies that now offer service agreements that include the annual gas safety test. There are loads of companies offering this service, so shop around for deals.  

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 7435 0420. Pop in for a chat – we are based at Ashmore Residential, Suite 7, 25-27 Heath Street, London, NW3 6TR. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/

Stamp Duty Rises and Brexit Uncertainty- Are Hampstead Home Owners Sitting on the Fence?

Following several months of sluggish activity in the Hampstead property market in the run up to the Easter, putting the average price of a property in Hampstead today at £1,326, 574.  Looking back over the past 12 months the average price was £1,366, 715. The Stamp Duty rises meant there was a flurry of activity before April 1^st, 2016 in avoidance of the considerable hike for purchases of £1m or more and many others were put off over the looming EU Referendum.

Interestingly, the Council of Mortgage Lenders and Estate Agent trade bodies over the last few months have reported seeing a fall in mortgage lending and enquiries from prospective homebuyers. This is important because it comes amid an overall fall in housing market activity in Hampstead. Data from the Land Registry said completed house sales in Hampstead in the three months to January 2017, (the most up-to-date figures available) fell by 36.98% compared to the same three month period up to January 2016.( Source- Land Registry )

However, I believe that the slowdown in property sales in Hampstead is only supporting Hampstead property values to a certain degree, despite the shortage of houses coming onto the market; less of the housing stock is actually being sold. Even though in the whole of the first Quarter of 2017, Hampstead property values seem subdued when compared to the same period in 2016.  Let us remember, property values have been rising well above the level of inflation over the past few years and for many this is a long awaited correction in the market. On looking in to the figures more carefully, the average price in Hampstead is 132.7% above the London average of £570,000.  ( Source- Land Registry )

As I have said many times before, the population in Hampstead is growing at a much higher rate than the number of properties being built. This increasing demand for a roof over people’s head, which is outpacing the supply of new houses being built in Hampstead, is creating a severe imbalance in the Hampstead (in fact the whole of UK’s) housing market, thus making homeownership an ever increasingly distant dream for many of Hampstead’s potential first time buyers.

In fact, I still maintain the view that house prices will bounce back in the next 12 months, even after taking into account the wobbles caused by the Stamp Duty hike and Brexit Uncertainty. The significant events of 2016 have thrown a lot at the London property market with the ripple effect filtering in to the local market. With the much talked about Article 50 being triggered for the UK’s departure from the European Union and the ambiguity of the economic outlook in the short to mid- term as knock-on effect, activity in the Hampstead property market is likely to remain subdued, certainly over the next 3-6 months. The area has been popular with foreign buyers for a number of years now, though many of them have been sitting on the fence to see if the Pound falls any further.

Many Buy to Let landlords know that investing in the Hampstead property market is a long-term strategy of 10, 20 even 30 years. Governments come and go, but unless Camden London Borough Council start to build hundreds of new properties a year to make up for the shocking lack of supply, Hampstead people will always want a roof over their head, and irrespective of which party is in power, if there aren’t any council houses and they can’t (or are unable to buy), a demand for rental properties will always remain.

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 7435 0420. Pop in for a chat – we are based at Ashmore Residential, Suite 7, 25-27 Heath Street, London, NW3 6TR. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/

One bedroom flat with 4.1% Yield

Good morning everyone, 

here's a mid-week property deal, its a good size 1 bedroom flat with a great location just off Finchley Road in the commercial heart of the NW3 area. Looking through the details, its well appointed and has a balcony with pleasant views and off street parking. 

This is an ideal rental flat and you can expect to achieve £1625 per calender month, based on the asking price and stamp duty, that will give you a gross yield of 4.1 % . No mention of lease length or service charge, so should be checked out when crunching the numbers. 

On the market with our friends at Foxtons in West Hampstead. 

http://www.zoopla.co.uk/for-sale/details/43476848

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 7435 0420. Pop in for a chat – we are based at Ashmore Residential, Suite 7, 25-27 Heath Street, London, NW3 6TR. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/

Stamp Duty- How Big Will Your Tax Bill Be ?

The history of Stamp Duty goes back to the 17th Century, the current system was largely introduced in the 1950s. Over the decades, this unpopular and punitive tax has been revised by previous governments. Though its during Gordon Brown's tenure as Chancellor that we saw a root and branch reform as house price inflation soared. 

The slab style system that was in place had several changes made to it- below is what it looked like before the significant changes in December 2014.

A new rate of 7% commences for property sales over £2,000,000. No changes occurred during 2013.

• Up to £125,000 - 0%
• Over £125,000 and under £250,000 - 1%
• Over £250,000 and under £500,000 - 3%
• Over £500,000 and under £1,000,000 - 4%
• Over £1,000,000 and under £2,000,000 - 5%
• Over £2,000,000 - 7%

Over the years its been amended with thresholds affecting the higher value purchases of £1m or more ( as per above). The old slab style system was ditched by his successor, George Osborne, in a move to slow down what had become a buoyant market, though has been widely criticised for having an adverse affect and a stealth tax on London and the South East. Below is what the current system looks like with the revised thresholds with tax payable only on that part that falls within the bands. 

For example, a purchase of £275,000 would have 0% on the first £125,000, 2% on the next £125,000 = £2,500 , then 5% on the final £25000 = £1250. Total SDLT £3,750

Purchase price of property	Rate of Stamp Duty	Buy to Let/ Additional Home Rate*
£0 - £125,000	0%	3%
£125,001 - £250,000	2%	5%
£250,001 - £925,000	5%	8%
£925,001 - £1.5 m million	10%	13%

 Purchases of second homes and or Buy to Let investments have an additional 3% levy. A useful tool is the Stamp Duty Calculator  

http://www.hmrc.gov.uk/tools/sdlt/land-and-property.htm

How Much Is Your Property Worth? Click Here To Find Out For FREE

If you are looking for an agent with experience that can help you find the right tenant for your property, then contact me to find out how we can get the best out of your investment property. Email me on chris@ashmoreresidential.com or give me a call on 020 7435 0420. Pop in for a chat – we are based at Ashmore Residential, Suite 7, 25-27 Heath Street, London, NW3 6TR. There is plenty of parking and the kettle is always on.

Don't forget to visit the links below to view back dated deals and Hampstead Property News.

Blog, http://nw3property.blogspot.co.uk/

Facebook, https://www.facebook.com/Ashmore-Residential-418583641565065

Twitter, https://twitter.com/ashmoreresi

Website, http://www.ashmoreresidential.com/